Keep your bank
Your current terminal keeps running. PrivateCore runs the till and reconciles your payments, you change nothing.
Comparatif
Comparez. Puis additionnez vos abonnements actuels.
D'abord, les trois offres PrivateCore en face à face. Ensuite, ce que vous payez déjà chez nos concurrents SaaS : on parie que ça surprend. Enfin, la matrice de capabilities feature par feature, sourcée des sprints SIPHON.
Compare the three plans
Same philosophy, different calibration for your context.
| Feature | HomeCore | SoloCore | BusinessCore |
|---|---|---|---|
| Monthly price (software only) | €49 incl. VAT | €99 excl. VAT | €249 excl. VAT |
| Mac Mini: you buy it and own it | from €949 | from €949 | from €949 |
| Local Ollama AI (per Mac RAM) | Included | Included | Included |
| Tailscale remote access | Included | Included | Included |
| FileVault encryption | Included | Included | Included |
| Members / users | Up to 6 | 1 | Unlimited |
| Family photos, docs, notes | Included | — | — |
| Budget & bank aggregation | Included | — | — |
| Parental controls | Included | — | — |
| Factur-X invoicing | — | Included | Included |
| FEC accounting | — | Included | Included |
| CRM & quotes | — | Included | Included |
| Team scheduling | — | — | Included |
| HR & payroll | — | — | Included |
| POS & register | — | — | Included |
| HACCP & traceability | — | — | Included |
| AI analytics & reporting | — | Partial | Included |
| Website + booking widget | — | Partial | Included |
| Founder support | Included | Included | Included |
| Commitment | Monthly | Monthly | Monthly |
You buy your Mac. RAM unlocks the AI.
You buy your Mac Mini once and own it. The software price never moves: it's the machine's power that unlocks local AI. Need more AI? A beefier Mac, once, with no software surcharge.
- 16 Go from €949
Full software, light AI assistant.
- 24 Go from €1,199
Full local AI assistant.
- 48 Go from €2,199
Advanced AI, several agents in parallel.
The software price is the same across the board. Only the machine changes: a more powerful Mac unlocks more local AI, with no subscription surcharge.
Card payments, your way.
Keep your bank, or switch to our card rail. Your choice, reversible anytime.
Or our card rail
A better rate, routed to the cheapest payment method for each ticket. Optional, no commitment.
What you're really paying today
Add up your monthly subscriptions. We bet the total surprises you.
€49 / month vs.
Google One 2TB + iCloud+ + 1Password Family + Bankin Pro + Google Workspace
| Feature | PrivateCore | Scattered stack |
|---|---|---|
| Photo & document storage | Unlimited (local SSD) | Google One 2TB · €9.99 |
| Apple vault | Included | iCloud+ 2TB · €9.99 |
| Family passwords | Included | 1Password Family · €4.99 |
| Budget & banking | Included | Bankin Pro · €6.99 |
| Shared calendar & mail | Included | Google Workspace · €10 |
| Data hosted in France | At home | US servers |
| Monthly total | €49 / month | ≈ €42 / month + data in the US |
€99 / month vs.
Pennylane + Notion Pro + 1Password Business + Proton Business + Google Workspace + ChatGPT Plus + HubSpot Starter
| Feature | PrivateCore | Scattered stack |
|---|---|---|
| Accounting & FEC | Included | Pennylane · €29 |
| Notes & wiki | Included | Notion Pro · €10 |
| Password vault | Included | 1Password Business · €7.99 |
| Mail & pro drive | Included | Proton Business · €12.99 |
| Calendar & docs | Included | Google Workspace · €14 |
| AI assistant | Local Mistral | ChatGPT Plus · €23 |
| Client CRM | Included | HubSpot Starter · €60 |
| Monthly total | €99 / month | ≈ €157 / month + fragmentation |
€249 / month vs.
Skello + Lightspeed + Pennylane + Zelty + TheFork Manager + HubSpot Pro (for 12 employees)
| Feature | PrivateCore | Scattered stack |
|---|---|---|
| Team scheduling | Included | Skello · €84 (12 × €7) |
| NF525 POS | Included | Lightspeed · €149 |
| Accounting & FEC | Included | Pennylane · €49 |
| Restaurant management | Included | Zelty · €149 |
| Reservations | Included | TheFork Manager · €299 |
| Client CRM | Included | HubSpot Pro · €50 |
| Native connectors | Included | None, manual re-entry |
| HACCP & traceability | Included | Not covered |
| Factur-X & Chorus Pro | Included | Not covered |
| Monthly total | €249 / month | ≈ €780 / month (12 employees) |
Competitor pricing as of April 2026, like-for-like offers. Detailed sources on request.
What does your card processing really cost?
Enter what your current provider charges. We estimate what PrivateCore's routing (card + instant bank transfer, always cheapest) would save you.
e.g. 1.75% SumUp · 0.5 to 0.9% Yavin
PrivateCore doesn't charge a subscription for card processing.
Prefill a benchmark:
Estimate. Assumptions: Bridge instant transfer €0.30 per payment, PrivateCore card ~0.7% + €0.07, automatic routing to the cheapest. Indicative figures, personalized quote based on your business.
Scheduling / HR / Payroll: capability matrix
Six direct competitors on the Scheduling/HR/Payroll module. BusinessCore natively covers 12 killer features (from sprints S246–S250), where most SaaS require an add-on or partner for half of them.
| Feature | BusinessCore Local-first | Combo FR restau / retail | Skello FR hospitality | Silae Payroll firms | PayFit SMB payroll | Lucca Mid-market HR suite |
|---|---|---|---|---|---|---|
| Team scheduling + drag-drop multi-site | ✓ | ✓ | ✓ | ✗ | ◐ single site | ◐ Timmi add-on |
| Peer-to-peer shift swap + cascade approval | ✓ S247 | ◐ manager only | ✓ | ✗ | ✗ | ◐ |
| AI staffing forecast (MAPE < 12%) | ✓ S248 : local Mistral | ✗ | ◐ paid beta | ✗ | ✗ | ✗ |
| Monthly DSN NEODES phase 3 | ✓ S249 | ✗ | ✗ | ✓ | ✓ | € Pagga add-on |
| Event-driven DSN (S21.G00.60/62) | ✓ S250 | ✗ | ✗ | ✓ | ✓ | € |
| TFS-EDI ARRCO/AGIRC | ✓ S250 | ✗ | ✗ | ✓ | ◐ | € |
| CT 2025 contributions up-to-date | ✓ S249 | ◐ | ◐ | ✓ | ✓ | ✓ |
| OC CRM collective agreement returns | ✓ S250 | ✗ | ✗ | ◐ | ✗ | ✗ |
| DSN pre-check with 200+ rules | ✓ S249 | ✗ | ✗ | ✓ | ◐ | € |
| French collective agreements (HCR, BTP, etc.) | ✓ | ✓ HCR only | ✓ HCR only | ✓ | ✓ | ✓ |
| Data hosted at your premises | ✓ | ✗ AWS EU cloud | ✗ AWS EU cloud | ✗ | ✗ | ✗ |
| Price for 12 employees (€/mo) | ✓ €249 flat | ◐ ~€108 | ◐ ~€84 | ◐ ~€180 | ◐ ~€150 | ◐ ~€300 (suite) |
Sources: public pricing as of April 26, 2026. Combo, Skello, PayFit: per-employee/month. Silae: firm-resold rate. Lucca: Timmi/Pagga suite, median price for Pagga Salaires + Timmi Office. BusinessCore: flat all-in-one (software only, Mac Mini bought once from €949).
✓ Included ◐ Partial ✗ Missing € Paid add-on
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